Own A Home
Owning a home is the hallmark of the American Dream. For many families in the Alamance County community, however, owning a home seems like an impossible dream. Through Habitat for Humanity of Alamance County, low-income working families have the opportunity to realize this dream and to make better lives for their children.
Habitat families are people you encounter every day. They drive your child’s school bus and assist in your child’s school or daycare. They serve as nursing assistants in local hospitals and in local homecare services. They greet you from behind the counter of a bank, wait on you at the local grocery store, and drive the big rigs you see on the highway. Habitat families work hard to meet the day-to-day expenses of raising a family.
Habitat for Humanity of Alamance County offers these families a hand-up, not a hand-out, into responsible homeownership. The families themselves, community volunteers, and Habitat staff work side-by-side in partnership to build energy-efficient, quality homes. Families qualify for this incredible opportunity by meeting Habitat’s three criteria: need for decent housing, ability to pay a 20 year mortgage, and willingness to partner.
Willingness to partner means that Habitat families must complete a minimum of 200 hours of “sweat equity,” through working on their own homes, other families’ homes or contributing volunteer hours at Habitat, before they can purchase their homes. They must also attend classes about home ownership, maintenance, being a good neighbor, and financial management.
Our families purchase their homes through a 20 year, interest-free (05) loan. Their monthly mortgage payments provide funds that Habitat invests in building more Habitat houses. Through this program Habitat builds houses, builds community, and builds hope. The ecumenical, Christian ministry of Habitat has the opportunity to positively impact families’ lives forever.